Code	Description
00	Goods and services
01	Withdrawal
02	Debit adjustment
11	Quasi-cash
09	Goods and services with cash disbursement
10	Account Funding
20	Refund
21	Deposit
22	Credit adjustment
26	Person-to-person
30	Available funds inquiry
31	Balance inquiry
33	Detokenization request
38	Authorisation history
40	Cardholder account transfer
50	Bill payment
51, 52	Bill payment, private use
70	PIN change
71	Reserved for future use
72	Full Account Statement Request
73	Cheque Book Request
74	Reserved for future use