Merchant ID

Learn how to create, edit and change merchant ID object

A Merchant ID is a unique identifier, assigned by the processor to the merchant location.

Registration of a new merchant location results in the issue of a Merchant ID (also known as a Card Acceptor ID) by DECTA. The merchant location, either online or physical, is where the Legal Entity conducts its business and accepts card payments. A mandatory data set is required to successfully register a merchant location, such as but not limited to address, merchant category code, card brands available at the store as a means of payment, transaction currency, etc. To create a Merchant ID, use the request POST/v1/api/merchant/{legalEntityID}

A Legal Entity can have multiple Merchant IDs, each with a different configuration, if necessary.

The request PATCH/v1/api/merchant/{merchantID} makes it possible to update a Merchant ID configuration. The update will be executed only for those parameters that are sent in the request alongside the new values. Parameters not transmitted in the request will remain unchanged.

The request GET/v1/api/merchant provides an overview of the Merchant ID configuration at the moment of the request. This function can also work as a filter when a user submits any of the filter parameters, for example, merchantStatus . If submitting merchantStatusActive, the requester will receive a list of Merchant IDs that have Active status at the moment of the request.

Filter parameters list:

  • registrationNumber
  • ratePlanID
  • merchantStatus
  • merchantType
  • Currency
  • businessType
  • Website
  • Descriptor
  • MCC
  • CardBrand
  • 3dsStatus

Merchant location status management is possible through the request PATCH/v1/api/merchant/{merchantID}/state.

Available statuses, their definition and change scenarios:

Current status New Status Comments Pre-conditions
New Default status for every registered MID. By default, no successful transactions.
Active Incoming payments and refunds allowed. First successful authorisation.
Suspended Acceptance of card payments is restricted, only refunds are allowed. Temporarily restricted acceptance of cards, for example, due to: a) excessive fraud/chargeback ratio; b) agreement, law or standard violations; c) merchant decision; etc.
Closed Merchant ID is irreversibly closed. Partnership agreement termination, restriction of payment acceptance and refund conduction.
New Active Changes automatically after the first successful transaction passed through MID. Incoming traffic of successful transactions.
New Closed Merchant ID is irreversibly closed. Inactive Merchant that had no activity, no refunds to be conducted, partnership agreement termination.
Active Suspended Only conduction of refunds is allowed. Temporarily restricted acceptance of cards.
Active Closed Merchant ID is irreversibly closed. Partnership agreement termination, restriction of payment acceptance and refund conduction.
Suspended Active Merchant is re-enabled to accept card payments and conduct refunds. Resolution of the situation that led to Suspended status in the first place.
Suspended Closed Merchant ID is irreversibly closed. Partnership agreement termination, restriction of payment acceptance and refund conduction.
Jump to
  • Create a Merchant ID
  • Edit a Merchant ID configuration
  • Get Merchant ID details
  • Change a Merchant ID status